CFU SACCO LTD

Empowering communities through financial inclusion, providing savings, credit, and financial literacy programs to promote economic development.

CFU SACCO Logo

Financial Inclusion for All

CFU SACCO LTD is a member-owned financial cooperative dedicated to providing accessible financial services to communities across Uganda.

We believe that everyone deserves access to financial services. Our SACCO empowers individuals and families to save, access credit, and build financial resilience while promoting economic development in their communities.

African women in savings group meeting

Our Financial Services

Comprehensive financial solutions tailored to community needs

Savings Services

Secure and flexible savings products to help members build financial security.

  • Normal savings accounts
  • Fixed deposit accounts
  • Children's savings accounts
  • Group savings schemes

Credit Services

Affordable credit facilities to support business growth and personal development.

  • Business development loans
  • Agricultural loans
  • Emergency loans
  • Education loans

Financial Literacy

Education and training programs to improve financial knowledge and skills.

  • Financial planning workshops
  • Business skills training
  • Investment education
  • Money management training

Digital Banking

Modern digital banking solutions for convenient financial transactions.

  • Mobile money integration
  • Online account management
  • Digital loan applications
  • SMS banking services

Special Financial Programs

Targeted programs to address specific community financial needs

Women's Empowerment

Special financial products and business training designed specifically for women entrepreneurs and women's groups.

Agricultural Finance

Seasonal loans and financial support for farmers to improve agricultural productivity and food security.

Youth Programs

Financial literacy and entrepreneurship training for young people to promote youth economic participation.

Our Financial Impact

Measuring economic empowerment and financial inclusion success

5,000+

Active Members

UGX 2B+

Total Savings

3,500+

Loans Disbursed

95%

Loan Repayment Rate

Membership Benefits

Advantages of being a CFU SACCO member

Competitive Interest Rates

Enjoy competitive interest rates on both savings and loans, designed to maximize your financial growth.

Member Ownership

As a member-owned cooperative, you have a voice in the SACCO's governance and share in the profits through dividends.

Insurance Coverage

Benefit from loan protection insurance and other insurance products to safeguard your financial investments.

Financial Education

Access ongoing financial literacy training and business development programs to enhance your financial skills.

How to Join CFU SACCO

Simple steps to become a member and start your financial journey

1
Visit Our Office

Come to our office with your identification documents and initial deposit.

2
Complete Forms

Fill out the membership application form and provide required documentation.

3
Pay Membership Fee

Pay the one-time membership fee and make your first savings deposit.

4
Start Banking

Receive your membership card and begin enjoying SACCO services immediately.

Join CFU SACCO Today

Start your journey to financial empowerment and economic independence. Join thousands of members who have transformed their financial lives.

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